About CredVantage
Our mission is to make working capital accessible to every MSME and SME in India
Our Story
CredVantage was built on a simple idea: MSMEs and SMEs shouldn't have to put up collateral or wait weeks to unlock the cash tied up in their purchase bills, invoices, and receivables. Traditional trade finance is slow, paperwork-heavy, and often out of reach for smaller businesses.
We built CredVantage to change that — a supply chain finance platform that funds businesses against the trade documents they already have: purchase bills, sales invoices, confirmed receivables, and import/export transactions. Using structured credit assessment and strong buyer/anchor relationships, we deliver fast, collateral-free working capital decisions.
Today, CredVantage supports MSMEs and SMEs across purchase financing, sales invoice discounting, receivables finance, and cross-border trade — helping them keep their operations moving without the traditional friction of trade finance.
Our Approach
Collateral-Free Structuring
We use FLDG-based security instead of hard collateral, keeping your assets free for business use.
Escrow-Backed Repayment
Buyer-linked products settle through escrow accounts, giving both sides transparency and security.
Real Trade Cycles
Tenure from T+1 up to 120 days, matched to how your business actually buys, sells, and gets paid.
What We Stand For
Speed
Decisions built around real trade cycles, not banking bureaucracy.
Transparency
Clear advance rates, tenure, and security terms upfront.
Access
Collateral-free products designed for MSMEs, not just large corporates.
Partnership
A growing network of Business Sourcing Partners extending our reach.
Ready to Unlock Your Working Capital?
Apply now and get a decision on your funding within 24 hours.
Apply Now